First Time Home Buyer

Montgomery County First Time Home Buyer Program

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Prince GeorgeAre you a first-time homebuyer and do you want to buy a home in Montgomery County? The Homeownership Center of Greater Dayton has partnered with Montgomery County to provide down payment assistance to qualified first-time homebuyers. Down Payment Assistance for the City of Dayton

*** Seller agrees to pay most of Buyer’s closing costs (FHA permits up to 6% of purchase price). FIRST TIME HOME BUYERS programs in Maryland and Virginia. Home buyers may be eligible for Grants, 100% financing and other no down paymentmortgage loans.

First time homebuyers program is available to all first time homebuyers in Montgomery County. First time home buyer is defined as someone who has not owned a home in the last 3 years or more. First time home buyer requirement will be waived if property is in a targeted area or if buyer is an honorably discharged veteran who has not used the first time home buyer exemption.

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This truly is a great program for Montgomery County first time home buyers and is unique among the first time buyer mortgage programs available in the rest of Maryland. The Montgomery Homeownership Program provides down payment assistance of up to 40% of your total household income.

1. All assets must be fully disclosed at the time of application; 2. If at any time, financial information changes while going through the program, the applicant must immediately notify the First Time Home Buyer’s Program or may be subject to declination. Montgomery County Office of Housing & Community Development Human Services Center

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Whether you are a first time homebuyer, young family, active adult, or person living with a temporary or permanent impairment, these additional design elements will enhance your home – and at the same time, meet your needs and your visitors’ needs throughout your life.

There are many programs available for first time Montgomery County, TX home buyers that provide grants and loans to help aid in the home buying experience. Moreover, most of these programs do not require the buyers to be low-income or have low credit scores.